Most comprehensive auto insurance policies cover glass repair and replacement, but the details vary by provider and policy. Many insurers waive the deductible for windshield repairs, encouraging prompt service before small chips become large cracks. However, if a full replacement is necessary, your deductible may apply unless you have full glass coverage or a zero-deductible add-on. It’s a good idea to contact your insurance provider before scheduling service to confirm your coverage, potential out-of-pocket costs, and whether they require using preferred repair shops or allow you to choose your own.